What is Loft Insulation?
How does loft insulation work?
Up to 300,000 households are expected to benefit from the Great British Insulation Scheme, a government initiative providing free or cheaper insulation to eligible homes.
Studies indicate that investing in insulation can save homeowners in the UK hundreds of pounds per year on energy bills, making it a worthwhile investment for both comfort and cost-effectiveness.
Want to save money on your home’s energy bills? You might get free or cheap insulation through this scheme!
Heat pumps are essential for meeting the UK’s 2035 climate targets. They aim to cut carbon emissions from building heating by 50%, a sector responsible for nearly a quarter of the country’s fossil fuel demand. The government plans to install 600,000 heat pumps each year by 2028.
How to Insulate a Loft?
Types of Loft Insulation
FAQ
Can I get Free Loft Insulation?
Yes, you can receive free loft insulation, subject to eligibility for assistance from your energy provider. Under the British Government’s ECO4 Scheme, grants are available for loft insulation. This initiative targets households with low incomes. It aims to aid those who may struggle with the costs of improving energy efficiency in their homes. If you or anybody in your home receives one of certain benefits, you may qualify for funding to obtain free loft insulation. Click here to check your eligibility for free loft insulation.
How much does loft insulation cost?
Price matters in decisions. If you’re unsure about loft insulation costs, predicting expenses becomes tricky. Starting price of professional installation is about £250, and DIY hovers between £150 – £200. Yet, this cost is small compared to potential savings. It’s a drop in the ocean compared to the £250 or more your bills could drop. Plus, yearly energy savings could be around £225 according to the Energy Saving Trust. Looking at average prices for loft insulation materials, from boards to rock wool and Knauf, it’s £250 – £1,500 based on complexity. In short, the initial cost pays off with significant ongoing savings.
Difference Between Warm and Cold Loft

Warm Lofts
Conversely, warm lofts require insulation for both the floor and rafters. This allows some heat to regulate the loft's temperature. Simultaneously, it prevents heat from escaping through the roof.

Cold Lofts
Cold lofts are cost-effective and easy to install. Insulation is placed between and on top of the floor joists, preventing heat from entering. However, they experience temperature fluctuations and condensation.